The Keys 2 Yes
Home Ownership Programs for People with Blemished Credit
Step 1
Step One - Get Your Finances and Credit in Order

Before getting a mortgage or any kind of loan, you should always check your credit. According to the law, you're allowed to receive one free copy of your credit report per year.


You can do this by visiting annualcreditreport.com. Scores range from approximately 300 to 850; generally, the higher your score, the better loan you'll qualify for. Don't forget to check your report for errors.